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 Cookies are pieces of information transferred to Your hard drive when You use the Website that automatically identify Your browser to Our server whenever You interact with the Website. This technology allows us to improve the way the Website works in order to maximize your browsing experience. Such technology is a common feature of many websites and is necessary in order for certain features of the Website to function properly or in order to provide an online service to You (for instance, registration).

In addition, we use the cookie services of third parties as specified hereunder:

  1. Google Analytics – in order to collect data about website usage. This data does not include personally identifiable information. You can view the Google Privacy Policy here: www.google.com/policies/privacy/.
    1. Google Remarketing – in order to market products and services we believe may interest you. You may be exposed to our adverts on Google’s Display Advertising Network of partner websites and Google’s own search results pages. We aim to carefully select the products and services we remarket to you, and do so based on the pages you have visited on our website. To opt out of Google Remarketing, You may customize the browser settings of Your Device to notify You when a browser cookie is sent or to refuse browser cookies altogether.

The third parties mentioned above are completely independent and we do not control any of them. You may customize the browser settings of Your Device to notify You when a browser cookie is sent or to refuse browser cookies altogether. Please be advised that if You decide to refuse/block cookie activity, some parts of our website won’t work properly or not at all. Thus, potentially reducing your options at our website. Please check Your browser for instructions on how to make these adjustments.

GBO International Financial Services – Privacy  & Cookies Policy

Last Updated: June 1, 2018

By using the Services, you consent to GBO International Financial Services Ltd. use of your information in accordance with this Privacy Policy that meet our duties under the “General Data Protection Regulation” (GDPR). We will not use or share your personal information with any third party except as described in this Privacy Policy.

Regarding privacy policies and provisions, this Privacy Policy will prevail, despite everything else stated in other documents.

For the Terms of Service, please visit https://www.gbo-intl.com/terms-of-service.

Who We Are and How to Contact Us

GBO International Financial Services Ltd. (hereinafter: “GBO”, “We” or “Us”) is a service provider company. We offer B2B assistance in setting up International Businesses, eCommerce, Online businesses and more.

GBO offers assistance with external processes such as company formation and opening bank accounts, as well as locating company nominee services and payment services (hereinafter: “Services“). Please note that We do not offer services to binary options industries and We are not a bank and/or a payment provider.

GBO is a data controller. This means that GBO determines what data is collected, how this data is used and how the data is protected.

Our registered office address is: 65 Yigal Alon Street, Tel Aviv, Israel 6744316.

If you need any clarifications about how We process personal data, or would like to exercise your data subject rights, please email Us at: privacy@gbo-il.com.

Alternatively, you can contact Us at our global HQ in Tel Aviv, Israel using the following postal address or telephone numbers:

GDPR Compliance Manager
65 Yigal Alon Street, Tel Aviv, Israel 6744316.

Telephone:  +97235104257
Fax: +97235104250

Companies and Websites Within Scope

The following companies and websites are within scope for this Privacy Policy:

https://www.gbo-il.com

https://www.gbo-intl.com

This Privacy Policy applies only to GBO. The Services may contain links to other websites not operated or controlled by GBO. Please remember that when you use a link to leave from the GBO websites mentioned above to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other websites, including those that have a link on our website, is subject to that website’s own rules and policies. Such third parties may use their own methods to collect information about you.  We are not responsible for the data collection policy and methods in such websites.

Collection of Personal Data

We collect personal data from you for one or more of the following purposes:

  • To provide you with information that you have requested or which We think may be relevant to a subject in which you have demonstrated an interest;
  • To initiate and complete commercial transactions with you, or the entity that you represent, for the purchase of Services;
  • To fulfil a contract that We have entered into with you or with the entity that you represent;
  • To ensure the security and safe operation of our websites and underlying business infrastructure, and
  • To manage any communication between you and GBO.

The table below provides more detail about the data that We collect for each of these purposes, the lawful basis for doing so, and the period for which We will retain each type of data.

Lawful Basis for the Processing of Personal Data

The table below describes the various forms of personal data We collect and the lawful basis for processing this data. We have processes in place to make sure that only those people in our organization who need to access your data can do so. A number of data elements are collected for multiple purposes, as the table below shows. Some data may be shared with third parties and, where this happens, this is also described below.

GBO does not collect any “Special Categories of Personal Data” which is defined as follows: personal data, revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, trade-union membership; data concerning health or sex life and sexual orientation; genetic data or biometric data; information about criminal convictions and offences.

The Services are not intended for children below 18 and GBO does not knowingly collect or solicit personal information from anyone under the age of 18 or knowingly allow such persons to register with the Service.

You can ask Us to stop sending you marketing messages or modify your email preferences at any time through any of the following methods:

  • by following the opt-out links on any marketing message sent to you; or
  • by contacting Us at any time using the contact details motioned above.

Purpose of collection

Information category

Data collected

Purpose for collection

Lawful basis for processing

Data shared with?

Retention period

1. To provide you with information

Subject matter information

Personal name, company name, geographic location, email address, business sector.

To provide appropriate online or email information about products and Services that you have requested

Contractual fulfilment

Internally only

Maximum 8 years from the date the information is collected.

6 months if a marketing email is left unopened

To provide further, related, online or email information and ongoing news updates in relation to the identified area of interest

Legitimate interest

Internally only

Telephone number

To provide appropriate telephone information about products and Services that you have requested and to follow-up to ensure requested information meets needs and identify further requirements

Contractual fulfilment   and Legitimate interest

Internally only

Personal contact information as provided through website forms or at trade shows or any other means.

General mailing list subscription

Consent

Internally only

2.Transactional information

Transaction details

Personal name, company name, physical address, email address, telephone number, bank account details (for credit accounts), ID number of certification and all other details and personal data that is require in order to fulfill our contractual agreements

To process our Services as mentioned in the contractual agreement between Us

Contractual performance

Internally only

Maximum 8 years from the date of the performance of the contract.

6 months from the date the data subject has input personal information but has not proceeded with a transaction.

7 years for VAT records from the performance of the contract

For accounting and taxation purposes

Statutory obligation

Internally and other third parties as mention in the contract between Us.

Documentation should any contractual legal claim arise

Legitimate Interest

Internally and other third parties as mention in the contract between Us.

3. Security

Security information

Technical information, as described above, as well as any other information that may be required for this purpose

To protect our websites and infrastructure from cyber-attacks or other threats and to report and deal with any illegal acts

Legitimate interest

Internally, forensic and other organizations with whom We might contract for this purpose

Relevant statutes of limitation

4.Communications

Contact information

Personal name, company name, contact details, identification details

To communicate with you about any issue that you raise with Us or which follows from an interaction between Us

Legitimate interest

Internally and, as necessary, with professional advisers

Relevant statutes of limitation

Storage of Personal Data

GBO is an Israel-domiciled organization whose primary offices are in Israel.

  • The majority of our websites and web applications are hosted in Israel or in the European Union.
  • Our customer relationship management, marketing and accounting systems are in Israel.
  • We use a Cloud Service Providers (CSPs) as part of our processing environment. Unless We specifically state otherwise, We are, in respect of all these CSPs, the data controller.
  • Unless We specifically state otherwise all of the CSPs that We use are Israeli located processing facilities.
  • We operate a data retention policy in respect of all data, whether paper-based or digital and those aspects of it which relate to personal data are contained in the table above.

Security Measures

GBO has appropriate security controls in place to protect personal data. Risk assessment, including assessing risks to the rights and freedoms of data subjects, is at the heart of our Information security management system (ISMS). We limit access to your Personal Data to those employees and other staff who have a business need to have such access. All such people are subject to a contractual duty of confidentiality.

We do not, however, have any control over what happens between your device and the boundary of our information infrastructure. You should be aware of the many information security risks that exist and take appropriate steps to safeguard your own information. We accept no liability in respect of breaches that occur beyond our sphere of control.

We have put in place procedures to deal with any actual or suspected Personal Data breach. For your information, We are obligated to inform you and the supervisory authority within the European Union regarding breach of your data or a risk of breach of your data within 72 hours of discovering the breach.

Your Rights Relating to Your Personal Data

As a data subject whose personal information We hold, you have certain rights. If you wish to exercise any of these rights, please contact Us using the details provided above. In order to process your request, We will ask you to provide two valid forms of identification for verification purposes. If you are within the European Union, your rights are as follows:

  • The right to be informed: As a data controller, We are obliged to provide clear and transparent information about our data processing activities. This is provided by this Privacy Policy and any related communications We may send you.
  • The right of access: You may request a copy of the personal data We hold about you, free of charge. Once We have verified your identity and, if relevant, the authority of any third-party requestor, We will provide access to the personal data We hold about you as well as the following information:
    • The purposes of the processing;
    • The categories of personal data concerned;
    • The recipients to whom the personal data has been disclosed;
    • The retention period or envisioned retention period for that personal data, and
    • When personal data has been collected from a third party, the source of the personal data.

If there are exceptional circumstances, regulatory, legal based or other, and We refuse to provide the information you requested, We will explain the reasons for the refusal. If requests are frivolous or vexatious, We reserve the right to refuse them. If answering requests is likely to require additional time or occasions unreasonable expense (which you may have to meet), We will inform you promptly.

  • The right to rectification: When you believe We hold inaccurate or incomplete personal information about you, you may exercise your right to correct or complete this data. This may be used with the right to restrict processing of your personal data to make sure that incorrect/incomplete information is not processed until it is corrected.
  • The right to erasure (the ‘right to be forgotten’): Where no overriding legal basis or legitimate reason continues to exist for processing personal data, you may request that We delete your personal data. This includes personal data that may have been unlawfully processed. We will take all reasonable steps to ensure erasure.
  • The right to restrict processing: You may ask Us to stop processing your personal data. We will still hold the data, but will not process it any further. This right is an alternative to the right to erasure. If one of the following conditions applies you may exercise the right to restrict processing:
    • The accuracy of the personal data is contested;
    • Processing of the personal data is unlawful;
    • We no longer need the personal data for processing, but the personal data is required for part of a legal process, and
    • The right to object has been exercised and processing is restricted pending a decision on the status of the processing.
  • The right to data portability: You may request your set of personal data be transferred to another controller or processor, provided in a commonly used and machine-readable format. This right is only available if the original processing was on the basis of consent, the processing is by automated means and if the processing is based on the fulfilment of a contractual obligation.
  • The right to object: You have the right to object to our processing of your personal data where:
    • Processing is based on legitimate interest;
    • Processing is for the purpose of direct marketing;
    • Processing is for the purposes of scientific or historic research;
    • Processing involves automated decision-making and profiling.
  • Withdraw consent: This right only exists where We are relying on consent to process your personal data. If you withdraw your consent, We may not be able to provide you with access to the certain specific functionalities of our website and Services. We will advise you if this is the case at the time you withdraw your consent.

We may also collect, use and share “Aggregated Data” such as statistical or demographic data for any purpose. Aggregated Data may be derived from your Personal Data, but once in aggregated form it will not constitute Personal Data for the purposes of the GDPR as this data does not directly or indirectly reveal your identity. However, if We combine or connect Aggregated Data with your Personal Data so that it can directly or indirectly identify you, We treat the combined data as Personal Data which will be used in accordance with this Privacy & Cookies Policy.

 

Use of Cookies

Please note that we use “cookie” technology and users’ IP addresses to customize and enhance Your online experience on the Platform. Read more here

 

Changes to This Policy

GBO will occasionally update this Privacy Policy. When We do, We will also revise the “Last Updated” date at the top of the Privacy Policy. If We make any material changes to this Policy, those changes will be posted here so that You are always aware of what personal data and information is collected, how that data and information is used, and under what circumstances that data and information may be disclosed. Your continued use of GBO’s website and Services following the posting of changes to this Policy would confirm your acceptance of such changes.

Complaints

If you would like to submit a complaint regarding this Privacy Policy or our practices in relation to your personal data, please contact Us using the details provided above. All complaints will be treated in a confidential manner.

We will reply to your complaint as soon as We can.

Should you feel unsatisfied with our handling of your data, or about any complaint that you have made to Us about our handling of your personal data, you are entitled to escalate your complaint to a supervisory authority within the European Union.

Welcome to GBO International Financial Services (hereinafter: “GBO”, “We” or “Us”) and the GBO website: https://www.gbo-il.com (the “Website“). By deciding to continue browsing and using the Website you are agreeing to comply with and be bound by the following terms and conditions of use, which, together with our Privacy Policy, govern GBO’s relationship with you in relation to the Website and the Services (as defined below).

PLEASE NOTE, THE SERVICES (AS DEFINED BELOW) PROVIDED BY GBO SHALL BE SUBJECT TO AND PURSUANT TO SUCH DEFINITE DOCUMENTS AS SHALL FROM TIME TO TIME BE EXECUTED BY AND BETWEEN GBO AND YOU AND BY THE RELEVANT BANK AND/OR AUTHORITY AND YOU.

GBO IS NOT A REPRESENTATIVE, AGENT OR SUBSIDIARY OF ANY BANK OR OTHER FINANCIAL INSITUTE. GBO CANNOT, AND WILL NOT, COMMIT AND UNDERTAKE THAT THE BANKS WITH WHOM WE WORK, AS PART OF THE SERVICES PROVIDED BY US, WILL ACCEPT AND APPROVE YOU AS THEIR CLIENT AND SUBSEQUENTLY OPEN A BANK ACCOUNT IN YOUR NAME OR ON YOUR BEHALF.

  1. Acceptance of Terms

GBO provides the Services (as defined herein) to You, subject to the following terms of service (hereinafter: “TOS”) which may be updated by Us from time to time without notice to You. It is important for You to refer to these TOS from time to time to make sure that You are aware of any additions, revisions, or modifications that We may have made to these TOS. You can review the most current version of the TOS at any time at: www.en.gbo-il.com/terms-of-service/. Your use of the Services constitutes Your acceptance of the TOS.

Nothing in these TOS shall be deemed to confer any third-party rights or benefits. If You do not agree to be bound by these TOS, You may not use the GBO Services. In these TOS all references to “You” or “User” shall mean the user using the Service (as defined below).

  1. Service Description

GBO is an internet-based platform providing its Users with the following services: (1) general information regarding services available to Users; (2)  professional assistance in the process of incorporating companies in various jurisdictions around the world; (3) professional assistance and guidance to companies and individuals in the process of opening a bank account in various jurisdictions; and, (4) provision of marketplace for Users to access services from third parties (hereinafter: the “Services”). Unless explicitly stated otherwise, any new services that replace or enhance the current Services, shall be subject to these TOS. GBO may change, suspend or discontinue any aspect of the Services at any time and/or impose limits on certain aspects and services or restrict access to parts of or to all of the Services, without notice or liability to You. You agree that these TOS are personal to You and that You may not resell, lease, license, assign or redistribute the Services, in whole or in part, to any third party. GBO may also offer other services from time to time, which are governed by different terms of services.

  1. Registration & Privacy Policy

Registration may be required for the use of the Services. Your registration shall not impose any duty on Us to provide any particular service to You.

In order to register to use the Services, You may be requested to give Us Your contact information, demographic information and additional information as found suitable according to Our sole discretion. Your contact information is mainly used to contact You if necessary.

Registration data and certain other information about You are subject to our Privacy Policy.

  1. Use of Electronic Signatures and Records

GBO provides access to its Services online which may require You to enter into agreements or receive notices electronically. Accordingly, You acknowledge and agree that by clicking “I Agree” or “I Accept” anywhere on the Website or by otherwise agreeing to the terms and conditions set forth in any agreement posted on the Website:

  • You agree to conduct electronically the particular transaction into which You thereby enter including, without limitation, entering into this Agreement;
  • You have read and understand the electronic copy of electronic contracts, notices and records, including, without limitation, this Agreement, the Policies and any amendments hereto or thereto;
  • You agree to, and intend to be bound by, the terms of the particular transaction into which You thereby enter;
  • You are capable of printing or storing a copy of electronic records of transactions into which You enter including, without limitation, this Agreement and any amendments hereto; and
  • You agree to receive electronically information about the Services and other electronic records into which You thereby enter including, without limitation, this Agreement.

If You wish to withdraw this consent, please contact Us at info@gbo-il.com in which case GBO shall have the right to terminate Your use of the Services.

  1. Representations and Warranties of Users

You hereby warrant and represent the following:

  • No consent, approval, order, license, permit, action by, and/or authorization of and/or designation, declaration, from any person and/or entity on Your behalf, is required, that has not been, or will not have been, obtained by You prior to Your use of the Services;
  • The use of the Services is based upon Your own investigation, analysis and/or experience;
  • You have such knowledge and experience in financial and business matters as to be able to evaluate the merits and risks of the Services. Your decision to use the Services was taken independently by You and You confirm that You did not rely on any representations, warranties, advice, opinion or any other information (verbally or in writing) from GBO and/or its respective officers, directors, employees and shareholders relating to the Services;
  • Due to the nature of the Services, You shall at all times act in accordance with the applicable law in any relevant jurisdiction and shall diligently comply with regulatory procedures, including, without limitation, banking regulations and financial services;
  • You will not make copies, modify, reproduce, republish, post, transmit, distribute or alter all or any part of the Services or any materials contained in it or engage in any activity constituting a violation of intellectual property rights;
  • You will not use the Services for the purpose of money laundering, terrorist activities, receiving the proceeds of drug trafficking, trading in arms, trading with countries subject to embargo authorized by the Security Council of the United Nations and any other purpose which is illegal under the law of the place of the opening of the bank account.
  • You have never been convicted of any criminal offence or a subject of an investigation by a governmental, professional or other regulatory or statutory body for involvement in money laundering, fraud, membership of a terrorist organization, or terrorist financing.
  1. Know Your Customer (KYC) Policy

GBO does not tolerate fraud and takes all measures to prevent it via the KYC Policy, which includes taking such precautions such as identifying users by requiring the submission of identifying information and securing any sensitive date collected from users. Within the framework of this policy, You may be asked to provide proof of identity, including (but not limited to) the following documentation: (a) copy of valid driver’s license; (b) copy of valid passport; (c) copy of credit cards used to make deposits (either the front side of the card, with only the first four digits visible, or the back of the card with the CVV code hidden); (d) a copy of a recent utility bill under your name and address; (e) a signed purchase history of Your online transactions. In the event that one of the above documents is rejected by Us, You will be required to provide an alternate document from the above list (excluding the rejected documentation).

  1. Anti-Money Laundering (AML) Policy

Our AML Policy was formulated to meet the requirements of UK legal requirements regarding the prevention of potential user attempts to commit financial crimes, including but not limited to funding of terrorist operations and money laundering (“Financial Crimes”) via the Services. In accordance with this policy We have instituted the following preventative measures: (a) the appointment of a qualified money-laundering reporting officer who shall be responsible for overseeing compliance with applicable legislation and regulations; (b) initiation of GBO risk-management plan for the prevention and/or minimization of risks to GBO due to potential Financial Crimes; (c) initiation of customer due diligence policies and/or KYC policies which include monitoring user activities (especially regarding users determined to be high-risk); and, (d) establishment of employee training programs as well as internal and external reporting procedures regarding suspicious user activity.

  1. Compliance with Sanctions List

GBO does not offer services to individuals, companies and/or companies which are found on any sanctions lists of the United Nations, European Union, UK Treasury and US Office of Foreign Assets Control in the jurisdictions in which GBO operates.

  1. Data Collection

GBO will collect and process User information and/or data from You in accordance with these terms and conditions and GBO’s Privacy Policy. GBO will take and implement reasonable technical and organizational measures to protect Customer Data against accidental or unlawful destruction or accidental loss, alteration, unauthorized disclosure or access (“Security Measures”); however, GBO shall not be liable to You for any damages resulting from data collection, loss of collected data, inaccuracies in the data, and/or security breaches and You shall bear sole responsible for the above.

  1. Copyright; Trademark

All materials contained in the Services are protected by copyright and are owned and controlled by GBO and/or its affiliates. You agree to abide by any and all additional copyright notices, information, or restrictions contained in any part of the Services. Copying or storing any part of the Services is expressly prohibited without prior written permission from GBO.

GBO and other service marks, trademarks and logos displayed on the Services (hereinafter: the “GBO Trademarks”) are the property of GBO Limited or its licensors. You agree not to display or use the GBO Trademarks in any manner.

Permission to use materials from the Services (hereinafter: the “Materials”) is granted provided that: (a) The copyright notice appears in all copies; (b) Use of such Materials is for personal and non-commercial use only and will not be shared, copied or posted on any network computer or broadcasted in any media; and (c) No modifications of the Materials are made.

  1. Copyright Infringement (Compliance with the Digital Millennium Copyright Act)

In the event that You are a copyright owner or an agent of such a copyright owner, and believe that any content on gbo-il.com infringes upon Your copyright, You are welcome to submit a notification pursuant to the Digital Millennium Copyright Act and provide Us with the following information in writing (see 17 U.S.C 512(c)(3) for additional information):

  • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  • Identification of the allegedly infringing material or which is allegedly the subject of infringing activity, and which is to be removed, or access to which is to be disabled, as well as information reasonably sufficient to locate the material;
  • Information reasonably sufficient to permit us to contact You, such as an address, telephone number, and, if available, an email address at which the complaining party may be contacted;
  • The following statement: “I have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law”;
  • The following statement: “I swear, under penalty of perjury, that the information in the notification is accurate, and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed”; and
  • A physical or electronic signature of the owner or a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

GBO’s designated copyright agent to receive notifications of claimed infringement can be contacted at: info@gbo-il.com A notice that fails to comply with the terms mentioned above may not be valid.

Please be advised that You may be liable for damages (including attorneys’ fees and other expenses) if You materially misrepresent or claim that information posted on Our website is infringing Your copyrights. Therefore, if You are uncertain whether certain materials infringe Your copyrights, We recommend that You first obtain qualified legal advice.

For the avoidance of any doubt, the User hereby undertakes not to display in public and/or for non-personal use any copyrighted materials of which the User is not the owner.

  1. Service Content and Information

The Services contains information, advice, text, materials, pictures, video and other goods and services (collectively, the “Materials”) that are provided for Your convenience only. You should be aware that the Materials may contain errors, omissions, inaccuracies, outdated information, and inadequacies. We make no representations or warranties as to the completeness, accuracy, adequacy, currency or reliability of any Materials and will not be liable for any lack of the foregoing.

The data and/or the information contained in the Website is, part or all, originated from third parties, including various websites on which GBO has no control or ability to supervise, and is provided to You “AS-IS” for Your comfort and personal use only. Please be advised that such data and/or information may be changed and/or modified, and such changed and/or modifications may not be found in the Website.

You may not rely solely on the data and/or information and/or Materials that is provided by GBO on the Website but shall conduct Your own research and authentication regarding the correctness of any of the Materials, data and information appearing on the Website.

The content provided by GBO with regard to the Services is by no means, now, or shall be in the future, regarded an offer and/or general, financial, investment, legal and/or tax counseling and may not be regarded a recommendation and/or opinion and/or a substitute to Your own personal discretion.

Please be advised, that often, the information located on Our website is opinion and not fact. We are glad to receive any comments You have with respect to the information posted on Our website to: info@gbo-il.com It is Your responsibility to independently verify any information which You intend to rely upon, and We expressly disclaim any responsibility with respect thereto. If You are aware of any information on Our website which is factually inaccurate, hurtful or illegal, We urge you to inform Us so that We may act immediately to correct this.

Third party advertisers and/or service providers may offer goods, services and other materials to You on the Services, via the marketplace and/or via ads and/or links to other sites. Your correspondence and business dealings with advertisers and/or other third parties found on or through the Services including, but not limited to, the payment and delivery of goods and services, and any terms, conditions, warranties and representations associated with such dealings, are solely between You and the advertiser and/or third party. You acknowledge and agree that We will not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or the offering of such goods, services, and other Materials on the Services and that You shall be fully responsible for such loss or damage.

Descriptions of, or references to, products or publications within the Services do not imply endorsement of that product or publication.

We do not represent or warrant that every action You take with regard to Your activities on the Services will be lawful in any particular jurisdiction. It is incumbent upon You to know the laws that pertain to You in your jurisdiction and act lawfully at all times when using the Services.

  1. Links

The Services may contain hyperlinks to other World Wide Web sites which are not included as part of the Services (hereinafter “Other Site(s)”). If You use the hyperlinks to access these Other Sites, You will leave the Services and Your browser will be re-directed to the Other Sites. GBO may not have reviewed the content of any Other Site, and, whether it has reviewed the content of any Other Site or not, does not warrant or make any representation regarding any Other Site’s accuracy or authenticity. The hyperlinks to any Other Site do not constitute an endorsement by GBO of any Other Site or resources, or their content. GBO is only providing these links to You as a convenience, and the inclusion of any link does not imply endorsement by GBO of the Other Site.

Notwithstanding anything to the contrary contained in these TOS, We reserve the right to deny permission to link to the Services from any Website for any reason in Our sole and absolute discretion.

  1. Disclaimer of Warranties

THE SERVICES, INCLUDING ALL CONTENT, SOFTWARE, DOCUMENTS, FUNCTIONS, MATERIALS, PICTURES, VIDEO, GRAPHICS, DATA AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH OR SENT FROM THE SERVICE, ARE PROVIDED “AS IS”. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, GBO MAKES NO REPRESENTATION OR WARRANTIES OR ENDORSEMENTS OF ANY KIND WHATSOEVER ABOUT: (A) THE CONTENT ON AND PROVIDED THROUGH THE SERVICES; (B) THE MATERIALS, INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE WEBSITE USED ON OR ACCESSED THROUGH THE SERVICES; (C) THE MATERIALS, MESSAGES AND INFORMATION SENT FROM THE SERVICES BY USERS; (D) ANY PRODUCTS OR SERVICES OFFERED BY THIRD PARTIES OR HYPERTEXT LINKS TO THIRD PARTIES; AND/OR (E) ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SERVICES OR ANY LINKED SITE. GBO DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SERVICES OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR-FREE; THAT DEFECTS WILL BE CORRECTED; OR THAT THE SERVICES OR THE SERVERS THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

GBO DOES NOT WARRANT THAT YOUR ACTIVITIES OR USE OF THE SERVICES IS LAWFUL IN ANY PARTICULAR JURISDICTION AND, IN ANY EVENT, SPECIFICALLY DISCLAIM SUCH WARRANTIES. YOU UNDERSTAND THAT BY USING ANY OF THE ASPECTS OF THE SERVICES, YOU ACT AT YOUR OWN RISK, AND YOU REPRESENT AND WARRANT THAT YOUR ACTIVITIES ARE LAWFUL IN EVERY JURISDICTION WHERE YOU ACCESS OR USE THE SERVICES. FURTHER, GBO DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

GBO SHALL NOT BE LIABLE FOR THE USE OF THE SERVICES INCLUDING, WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO THE EXTENT SUCH JURISDICTION’S LAW IS APPLICABLE TO THIS AGREEMENT.

  1. Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL GBO BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES THAT ARE DIRECTLY OR INDIRECTLY RELATED TO THE USE OF, OR THE INABILITY TO USE, OR THE PERFORMANCE OF, THE SERVICES, EVEN IF FORESEEABLE OR GBO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION.

WITHOUT DEROGATING FROM THE ABOVE, IN NO EVENT SHALL GBO’S TOTAL AGGREGATE LIABILITY TO A USER, ARISING OUT OF OR RELATING TO THIS AGREEMENT, SHALL EXCEED THE AMOUNT PAID BY THE USER TO GBO.

  1. Indemnity

You agree to defend, indemnify and hold GBO harmless with respect to any and all costs, claims, demands, investigations, liabilities, losses, damages, judgments, settlements, costs and expenses, including attorneys’ fees arising out of or in connection with these TOS, including, without limitation, Your use of the Services. Specifically, without derogating from the generality of the foregoing, You agree to defend, indemnify and hold GBO harmless against any loss or damage arising from Your unauthorized and/or unlawful use of the Services and from all actions, proceedings, claims, demands, costs (including legal costs), awards and damages howsoever arising, directly or indirectly as a result of any breach or non-performance by You of any of Your obligations under these TOS.

Notwithstanding the foregoing, GBO retains the exclusive right to settle, compromise and pay any and all claims, demands, proceedings, suits, actions or causes of actions which are brought against GBO herein under the terms and provisions of this Section 16 and in no event shall You settle any such claim without GBO’s prior written approval.

  1. Governing Law

THIS AGREEMENT AND THE INTERPRETATION OF ITS TERMS SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF ISRAEL, WITHOUT REGARD TO ITS CONFLICTS OF LAWS RULES. THE COURTS OF TEL AVIV, ISRAEL SHALL HAVE SOLE AND EXCLUSIVE JURISDICTION OVER ANY DISPUTE BETWEEN THE PARTIES HERETO.

  1. Miscellaneous

These TOS contains the sole and entire agreement between the parties with respect to the use of the Services and supersedes any and all other prior written or oral agreements between them. Captions contained in this TOS are inserted only as a matter of convenience or for reference and in no way define, limit, extend, or describe the scope of these TOS or the intent of any provision of these TOS. It is the intent of the parties that neither these TOS, nor any covenant in these TOS, shall be construed against either party pursuant to the common law rule of construction against the drafter. It is the intent of the parties that said rule not be applicable to these TOS. If any provision of these TOS shall be held invalid or unenforceable by any court of competent jurisdiction or as a result of future legislative action, such holding or action shall be strictly construed and shall not affect the validity or effect of any other provision of these TOS.

Privacy Policy

Last Updated:  May 2018

Here at GBO, We are committed to safeguarding Your privacy. Before submitting any information to the GBO website, We encourage You to read the following Privacy Policy and learn how We will treat Your personal information. Please read our Privacy Policy

By using any part of the GBO website, You consent to the collection and use of Your personal information as outlined in this Privacy Policy and to the collection, processing and maintenance of this information in any applicable country. Please read our Privacy Policy

Changes to this Policy

GBO will occasionally update this Privacy Policy. When We do, We will also revise the “Last Updated” date at the top of the Privacy Policy. If We make any material changes to this Policy, those changes will be posted here so that You are always aware of what personal information is collected, how that information is used, and under what circumstances that information may be disclosed. Your continued use of GBO’s website following the posting of changes to this Policy will confirm Your acceptance of such changes. Please read our Privacy Policy

Contact

If You have any questions, comments, or requests regarding this Policy or the information practices of GBO, please contact Us by e-mail at info@gbo-il.com

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 | Skype: gbointernational | Phone: +972 351042570 |  Email: info@gbo-il.com

DISCLAIMER

The opinions expressed on this page are the views of the author(s) and do not necessarily reflect the views of GBO International Financial Services (“GBO”). Responsibility for the information and opinions expressed lies entirely with the author(s). We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained on this page for any purpose. Any reliance you place on such information is strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website and/or reliance on any content contained therein
GBO does not provide any tax consultation and the information provided should not be seen as a substitute for professional consultation with the appropriate experts. We do not take responsibility for any harm caused as a result of using the information provided herein. All the information provided on this site is general and is not intended to pose a particular opinion and/or be seen as legal advice. You may not duplicate, copy, photograph, record, translate or transmit any of the material on this site without the written permission of the site owners.

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